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Current Condition Reports
The first step in any journey is to determine the starting point - Where am I? Current Condition Analysis does just that. These reports display a concise and colorful series of standardized reports that inform your clients about the utilization pattern of their benefits program. These reports range from Age and Family Member distribution of claims to PPO usage and Lifestyle Analysis. Customization of the reports is available including the capability to Drill Down into subcategories to examine the utilization pattern in more detail.


Plan Design Modeler
Precision ability to maneuver the reefs and shallows of the Journey gives fastest access to the desired "safe harbor". The precision to alter virtually the entire benefit structure of the Plan and recalculate the historical claim records allows the Risk Manager to assess the impact on both the program costs and the employees. History, as modified by the Plan Design Modeler, forms the foundation for the prediction of all future results. The ability to recalculate the historical claims in a live modeling environment gives the Risk Manager the precision tools to truly see impact and project those results forward in the design of the benefit configuration. Interfaces that are easy to utilize give the User the "surgical" tools to design the precise details of the Plan. The Network of choice can be integrated into the modeling so the Risk Manager can assess the impact of both Plan Design changes and Network changes. Internet access allows access over secure channels to the historical claim records for a true interactive consulting experience with the client. Precise colorful reports display the end results of this management tool. These reports range from details about the variables being modeled, summary plan financial impact, detailed benefit category financial impact and individual employee financial impact comparisons.




Rx Plan Modeler
Improving plan performance and controlling cost through pharmacy benefit modification can be investigated and studied using BEAM?s Rx Design Modeling module. Manipulation of employee contributions, generic and brand reimbursement rates, and mail vs. retail discount incentives can be performed to determine impact upon the employee population as well as the plan?s overall economic performance.

 

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